Vacant Home Insurance
Vacant Home Insurance
Getting the proper coverage for your home:
Many single family homes are grossly underinsured in California. It's the responsibility of the policyholder to make sure that they are getting the proper amount of coverage. Express Service Insurance is here to help you figure that out. We use software and our industry knowledge to make sure that your home is covered properly.
Even with the economy at is current dire state, the cost of rebuilding homes is at a high. In many places across California the value of homes is less than the cost to rebuild. Its imperative to remember that when you start rebuilding a home, there is more to it than just hiring a contractor and paying labor costs. The cost of building supplies keeps going up. Also, you have to keep in consideration that there is costs to get your home ready for reconstruction as well as new building codes that have to be adhered to. Land is not factored into estimating what the replacement cost should be.
Every year insurance companies have an inflation guard options to automatically increase your dwelling limits to go along with yearly increases of rebuilding a home. Make sure that you have one in place so that 10 years from now, you are left with a lot less coverage than you would need to rebuild your home in covered peril.
Again, we do the due diligence to make sure that everything your home is accounted for when estimating the amount of insurance that you need.
For a free consultation on figuring out what Vacant Home Insurance plan would work best for you,
Call our Toll Free Number 877-786-8320.
Daniel Masarsky
Insurance Broker
2085 Van Ness Ave
San Francisco, CA 94109
B 415.440.5136
F 415.440.5139
C 415.300.0902
Daniel@Insurance415.com