If you are a renter in California, it’s a great idea to get renters insurance to cover your personal belongings and your personal liability. Usually when renting a new unit, the landlord will make it part of your lease agreement to have renters insurance. Don’t worry, this is a very inexpensive insurance to get. Especially when you have auto insurance – combining your renters insurance with the same company will give you a substantial discount. 

With personal liability coverage, you get protection if you get sued ​for any reason – both physical or mental claims. Ex. if you accidentally cause a fire that spreads to your neighbors unit, they will have damage to their personal property that you will be responsible for replacing. Another example is if someone trips/falls in your unit and decides to sue you. Just remember that this part of your renters insurance covers you anywhere. 

​The Personal property coverage will cover your personal possessions from a covered loss (ex. fire, water damage, and theft). 

Tip: 10% of you’re personal property coverage limits will be covered for your property while outside of your unit. This becomes a very helpful coverage to have if your stuff gets stolen when someone breaks into your car. ​

At Express Service Insurance, we have the insurance companies that insure millions of renters in California with great coverage, claims support and pricing. Fill out this form and we will get you a quote promptly:

Renters insurance quote request



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