We decided that we need to offer the best service, coverage and pricing for Boat owners in California. That’s why we offer Boat Insurance with Progressive. 

The Progressive Group of Insurance Companies has been insuring boaters for more than 25 years. We’re America’s #1 insurer of personal watercraft and one of the nation’s leading boat insurers. With Progressive Insurance, you can offer your customers a comprehensive boat program with specialized coverages and competitive prices. 

Type of Boats we can insure:

  • Fishing Boats
  • Runabouts
  • Personal Watercrafts
  • Commercial Fishing
  • Tour boats
  • Boats up to 50 Feet in length and $250,000 in value

Competitive Rates

Progressive has great rates for newer boats, as well as married and mature operators. Customers can also benefit from our numerous money saving discounts, including:

  • Idle Assisted Steering discount 
  • Multi-Policy discount 
  • Multi-Boat discount 
  • Original Owner discount 
  • Responsible Driver discount 
  • Safety Course discount 
  • Transfer discount 
  • Claim Free Renewal discount 
  • Paid-In-Full discount 
  • Prompt Payment discount 
  • Small Claim Forgiveness
Specialized Coverages

A homeowner’s endorsement won’t cover you like a Progressive Boat policy. We provide coverage for your specific needs with policy options like:

  • Total Loss Replacement – replaces your boat with a brand new one of similar make and quality 
  • Disappearing Deductibles – reduces the deductible by 25 percent at each claim free renewal 
  • Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels 
  • Replacement Cost Personal Effects – protects your personal items including cameras, clothes, cell phones, etc 
  • 24-hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle is not insured with Progressive Insurance 
  • Emergency Towing and Labor – provides on-water towing service 
  • Wreckage Removal Coverage 
  • Property Damage Liability – includes coverage for fuel spill cleanup 
  • Medical Payments – includes coverage for water-skiers


Phone Number*



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Zip Code*


Zip code where boat is stored/moored





Hull Material

# of motors

Total Horsepower

Hull Material

Market Value of Watercraft

Purchase year

Is Boat/PWC kept at your place of residence during boating season? *

Where is Boat/PWC kept during boating season? *

Where is Boat/PWC kept during boating season? *

Driver Full Name, DL#, DOB, Marital Status, and years boating experience*

Approved Safety Course Completion *

What else should we know?*

If you have a current policy or renewal, upload it here so that we can compare apples to apples *

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