Non-Profit Insurance
Non-Profit Insurance
Philadelphia Insurance Companies’ Non-profit Insurance Package is uniquely designed to fulfill a wide range of special insurance needs for the Non-profit sector as defined under IRS Code 501 (c)3. Each policy is custom tailored to address each non-profits unique exposures. Philadelphia offers separate limits for General Liability, Professional Liability and Abuse & Molestation (if eligible). In addition, Philadelphia Insurance offers a separate Directors & Officers Liability policy.
Reason to choose Philadelphia Insurance Co. for non-profits:
- Professional Liability coverages available including primary or contingent liability for employed, contracted, or volunteer physicians and dentists
- Abuse and Molestation coverage available
- Medical Payments for Volunteers included
- Fundraising events included with General Liability coverage
- Business Income and Extra Expense – Actual Loss Sustained coverage available
- Automatic Gap coverage for leased/financed vehicles, as well as risk management driver safety program available
- Large Excess Limits available
- Tenants Legal Liability coverage available up to a $1,000,000 limit on the General Liability form
- Broad definition of Insured includes medical directors, administrators and any person or organization under your direct supervision
Key Benefits of General Liability:
- Comprehensive General Liability
- Employee Benefits Liability
- Employees and Volunteers as Additional Insureds
- Premises Liability
- Personal Injury Liability
- Coverage for fundraising events
- Abuse and Molestation coverage
- Blanket Additional Insured for funding sources & landlords
- Medical Payments for volunteers included
Directors & Officers Liability:
- Defense costs in addition to the Limit of Liability
- Most favorable venue wording for punitive, multiple or exemplary damages property
- Blanket limits with large in-house capacity
- Special Causes of Loss coverage on buildings, contents, loss of income and extra expense
- Water backup of sewers and drains or sump
- pumps - $30,000
- Equipment Breakdown coverage
- Glass coverage; Sign coverage – no limitation
- Ordinance or Law coverage – included up to building limit
- Agreed Amount endorsement available with signed statement of values/property appraisal
Umbrella/Excess Liability:
- Large Excess Limits available
- Crime and Fidelity
- Employee Theft
- Forgery or Alteration
- Money and Securities
So what are you waiting for? Call us right now at 415-440-5136 for a fast and easy quote with guidance from our licensed Business Insurance CA Agent. Remember, we hand pick the insurance companies that we want to represent and make sure you are getting the best possible rate.