Life Insurance
Life Insurance
Quality of Life ……Insurance
One of the safest means to lead a safe, healthy and secure life depends upon your ability to find a good Life Insurance deal for you and your family benefits. Life insurance packages are typically designed to provide security for your family at the incident of your death. Organizing your life with a proper health insurance plan is highly mandatory for everyone and your whole family depends upon you for its survival. And yet life as such is quite unpredictable and you may never know when the inevitable might happen. It is always better, preferable and safer to opt for a decent insurance package that helps your family sustain their livelihood if and when the unfortunate event happens. However, most people associate life insurance only with death. What about other incidents wherein you undergo serious medical issues such as heart attack, cancer, stroke, chronic diseases and many more? Medical expenses are quite heavy and unmanageable and yet it becomes highly critical and necessary. You need a dependable package that helps you battle financial constraints when unfortunate events such as premature death or illness issues happen and here is where traditional life insurance comes to the rescue. California Insurance Agents help you fight life and its complications in the best possible way without having to take many risks.
When it comes to Quality of Life, Insurance offers you the flexibility to receive benefits during your lifetime and the potential to access cash value to provide money to supplement your retirement or meet other financial goals or constraints. They make your life much more secure and happier, helping you lead a worry free life.
Understand that the best way to go about one’s life is by being planned and organized. One needs to estimate the pitfalls, understand and accept circumstances and be prepared for the necessary. You cannot afford to be ignorant in this factor and risk everything you have or created for the survival of your family. There is so much at stake here and see to that you find the best possible deal that fits all of your requirements without having to compromise too much. Be flexible in this notion as well and always remember that “Prevention is better than cure”. Apply for Life Insurance today!!!
Life Insurance with "No Cost" living benefits
Chronic Illness
This feature of the insurance packages will pay benefits when you cannot do 2 out of the 6 basic activities you are meant to perform on a daily basis (Example: eating, bathing, dressing, working etc.)
Critical Illness
There are 8 critical illnesses that would qualify you for this particular benefit or feature.
- Heart Attack
- Stroke
- Cancer
- Kidney Failure
- Organ Transplant
- Blindness
- Paralysis
- Multiple Sclerosis
The feature will pay benefits when the insured suffers from any of the above mentioned illnesses. You can request transferring a partial or your whole death benefit to your loved ones.
Terminal Illness
The feature will allow you to use the death benefit as a living benefit if you are diagnosed as terminally ill with a life expectancy of less than 2 years by your doctor.
Monthly Preferred Plus Non-Smoker Rates
| Plan | AGLA Term 30 years Guaranteed | AGLA Choice Performer Universal Life | ||||||
|---|---|---|---|---|---|---|---|---|
Benefit |
$250,000 |
$500,000 |
$100,000 |
$250,000 |
||||
Age |
Female |
Male |
Female |
Male |
Female |
Male |
Female |
Male |
25 |
$19 |
$22 |
$31 |
$38 |
$51 |
$59 |
$117 |
$137 |
30 |
$21 |
$24 |
$34 |
$41 |
$57 |
$65 |
$132 |
$152 |
35 |
$24 |
$29 |
$40 |
$50 |
$63 |
$70 |
$147 |
$165 |
40 |
$31 |
$38 |
$54 |
$67 |
$75 |
$87 |
$177 |
$207 |
45 |
$43 |
$60 |
$78 |
$102 |
$103 |
$103 |
$207 |
$247 |
50 |
$64 |
$88 |
$119 |
$167 |
$119 |
$119 |
$242 |
$287 |
55 |
$145 |
$192 |
$278 |
$369 |
$138 |
$138 |
$275 |
$335 |
Monthly Preferred Plus Nonsmoker Rate (subject to change without notice)