Life Insurance
Life Insurance
Quality of Life ……Insurance
Traditional life insurance is designed to provide security for your loved ones in the event of your premature death…but what if you have a serious heart attack, invasive cancer or a stroke and don't die? What about financial help during critical or long-term chronic illnesses, at retirement or to offset the costs of life's other milestones?
Quality of Life…Insurance offers you're the flexibility to receive benefits during your lifetime and the potential to access cash value to provide money to supplement your retirement or meet other financial goals.
Life Insurance with "No Cost" living benefits
Chronic Illness
This rider will pay benefits when you cannot do 2 out of 6 of the activities of daily living. (Ex. eating, bathing, dressing, etc.)
Critical Illness
There is 8 critical illnesses that would qualify you for this benefit.
- Heart Attack
- Stroke
- Cancer
- Kidney Failure
- Organ Transplant
- Blindness
- Paralysis
- Multiple Sclerosis
This rider will pay benefits when insured suffers any of the above illnesses. You can request transferring the partial or your whole death benefit to "living benefit".
Terminal Illness
This rider will allow you to use the death benefit as a living benefit if you are diagnosed as terminally ill with a life expectancy of less than 2 years by your doctor.
Monthly Preferred Plus Non-Smoker Rates
| Plan | AGLA Term 30 years Guaranteed | AGLA Choice Performer Universal Life | ||||||
|---|---|---|---|---|---|---|---|---|
Benefit |
$250,000 |
$500,000 |
$100,000 |
$250,000 |
||||
Age |
Female |
Male |
Female |
Male |
Female |
Male |
Female |
Male |
25 |
$19 |
$22 |
$31 |
$38 |
$51 |
$59 |
$117 |
$137 |
30 |
$21 |
$24 |
$34 |
$41 |
$57 |
$65 |
$132 |
$152 |
35 |
$24 |
$29 |
$40 |
$50 |
$63 |
$70 |
$147 |
$165 |
40 |
$31 |
$38 |
$54 |
$67 |
$75 |
$87 |
$177 |
$207 |
45 |
$43 |
$60 |
$78 |
$102 |
$103 |
$103 |
$207 |
$247 |
50 |
$64 |
$88 |
$119 |
$167 |
$119 |
$119 |
$242 |
$287 |
55 |
$145 |
$192 |
$278 |
$369 |
$138 |
$138 |
$275 |
$335 |
Monthly Preferred Plus Nonsmoker Rate (subject to change without notice)