D&O Insurance provides financial protection for the directors and officers of a company board in the event they are sued in affiliation with the conduct of their duties as they relate to the organization. The wrong doing of the management needs to be insured to prevent further financial risk to the organization. 

You might want to get a policy that has coverage for Employment Practices Liability in case of a discrimination or harassment lawsuits. This is a more prevalent exposure to worry about. In the case of Homeowner Associations, you will want to get Fiduciary Bond Coverage with your Directors and Officers insurance.

Who needs Directors and Officers Insurance? Stockholder, clients and employees can claim against the organization and directors of the organization. (Directors of companies are personally responsible for the ongoing acts of the company). A Director would want to protect their assets by having this insurance. If you do not obtain this type of insurance, you will see less interest from others to become a corporate director in your company. That is a chance most people just dont want to take. 

Fill out the contact form below if you would like to be contacted for a Directors & Officers Insurance quote.

Directors and officers insurance quote request

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