Apartment Insurance
If you rent an apartment or single family home, it would be very good idea to get Renters Insurance. First step is to figure out the value of your personal property. Coverage usually ranges from as low as $25,000 on up. For claim purposes, make sure you have receipts/records of items you purchased. Renters Insurance does not only cover your belongings inside your home.
There is usually coverage at 10% of your personal property limit when an item is outside of your unit. For example, a laptop that was stolen out of your vehicle. We feel that the most important coverage that you get in Renters Insurance is the liability coverage. You can be sued anywhere for any reason and this is the coverage that will protect you. Physical or mental harm are the usual reasons people get sued in California.
Don't forget that by getting Renters Insurance and Auto Insurance with the same company, you will be eligible for the multi-policy discount that can range from 10-20% off on your insurance.
To get a free renters insurance quote,
Daniel Masarsky
Insurance Broker
2085 Van Ness Ave
San Francisco, CA 94109
B 415.440.5136
F 415.440.5139
C 415.300.0902
Daniel@Insurance415.com